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Journal of Emerging Trends in Educational Research and Policy Studies (JETERAPS) (Vol 1 No 1)
| Abstract: Housing and shelter is among the most basic needs of human beings, secondto perhaps food. The importance of housing can be seen in the quality of lives of countries around the world, with developed countries enjoying quality of life than the developing countries. In other words, one of the indices of measuring the quality of lives of citizens of any country has is the availability of shelter. However, it has not been easy for people in less developed countries to afford quality houses due to undeveloped or absence of a mortgage system as is seen in the developed countries, which has been responsible for these countries to attain phenomenal success in the provision of housing for their citizens. Where there are mortgage institutions in the developing countries, the management of these institutions are so poor that they perform below expectations as a result of inefficiency, poor quality of product and lack of corporate governance. This paper addresses the imperative and advantages of corporate governance in running mortgage institutions which will ultimately result in the provision of housing and shelter for Nigerians. |
| Keywords: mortgage institutions, corporate governance, loans, management, developing countries |
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